Unemployment Benefits Scams: Protect Your Identity

Using a variety of schemes and tricks, several unemployment check scams have been making the rounds. In fact, they may have already applied for unemployment in your name, using your personal information. And they may have even been collecting unemployment income for weeks now. That’s because bold fraudsters are now stealing from the government, tax payers and you. They are using all kinds of new schemes to get the unemployment payments deposited into bank accounts that they have set up and control. Using the identification of people who aren’t even aware what’s going on. And who knows what else they might have done with your stolen identity? That’s why you should probably action steps immediately…especially if you’re not receiving unemployment benefits right now. If you get unemployment benefit checks you never applied for, report it via email to your state agency immediately. They’ll want to be aware of the attempted fraud.  However, be aware that a government agency may contact you by email. That means, you’ll have to keep your eyes open and be alert. Cybercriminals never miss an opportunity to steal from people, or take advantage of a situation to commit fraud. That’s what’s happening right now with the coronavirus pandemic. People who are laid off or out of work, and skyrocketing unemployment benefit claims in every State across the U.S. (Plus all the chaos the pandemic has caused.) Imposters are filing for unemployment benefits by the thousands, using the names and information of others. These are decent Americans who aren’t aware that scammers have stolen their identity and are collecting government money in their name. The scammers are “being helped” by the relaxed rules during tough times. Add to that, the overwhelming influx of millions or workers affected by the pandemic and its effect on the economy. State government agencies are trying their best to catch fraudulent claims, but with all the applications flooding the agencies, millions of dollars have been paid out to scammers. The State of Washington says it has lost hundreds of millions of dollars to unemployment fraud. The Federal Trade Commission, the Secret Service and state government agencies are well aware of the large-scale fraud that’s taking place. You should take these steps immediately if you find that you’re a victim of an unemployment benefits scam: This can help you spot any new scams or fraud quickly. You may also want to consider freezing your credit to prevent fraudsters from applying for loans in your name. There’s one more VITAL step you need to take to limit the chance of fraudsters. Every day there are hundreds of data breaches taking place with businesses and organization of all types. In some cases, a hacker can steal millions of consumer records, which could include names, home addresses, Social Security numbers and more. You can read all about data breaches here on WhatIsMyIPAddress.com and use our free Data Breach Check tool. If you have an account with an organization that’s suffered a data breach attack, it means your personal data could be floating around the internet, even posted on hacker databases for cybercriminals to try to exploit.